Gamma-ray burst statistics are best explained by a source population at cosmological distances, while spectroscopy and intensity histories of some individual bursts imply an origin on Galactic neutron stars. To resolve this inconsistency I suggest the presence of two populations, one at cosmological distances and the other Galactic. I build on ideas of Shemi and Piran (1990) and of M'esz'aros and Rees (1993) involving the interaction of fireball debris with surrounding clouds to explain the observed intensity histories in bursts at cosmological distances. The distances to the Galactic population are undetermined because they are too few to affect the statistics of intensity and direction; I explain them as resulting from magnetic reconnection in neutron star magnetospheres.Comment: 25pp., WU-JIK-92-