Motor vehicle-related deaths account for more than half of all flood fatalities in the United States, but to date, very little is known about the risk factors associated with why people drive into flooded roads. Using data from survey questionnaires administered in Denver, CO, and Austin, TX, this paper suggests that people who do not take warnings seriously are more likely to drive through flooded roads, as are people aged 18–35, and those that do not know that motor vehicles are involved in more than half of all flood fatalities. In Denver, people who have not experienced a flood previously and those who do not know they live in flood-prone areas are also more likely to drive into flooded roads.