Technology credit rating system for funding SMEs
- 1 April 2011
- journal article
- Published by Taylor & Francis Ltd in Journal of the Operational Research Society
- Vol. 62 (4), 608-615
- https://doi.org/10.1057/jors.2010.15
Abstract
Technology evaluation has played a crucial role in selecting and supporting companies with innovative technology. Previous studies have focused on developing technology evaluation methods such as scorecard. However, technology credit rating is rarely applied, despite its convenient usage for technology financing. In this paper, we propose a technology credit rating system, called cross matrix, based on empirical data obtained from the technology scoring model and examine their properties. The proposed rating system is expected to provide valuable information for effective management of the technology credit fund.This publication has 32 references indexed in Scilit:
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