#### Technology and Investment

Journal Information
ISSN / EISSN : 2150-4059 / 2150-4067
Total articles ≅ 251
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#### Latest articles in this journal

Noorah Rashed Al Hamrani, Aysha Rashed Al Hamrani
Published: 1 January 2021
Technology and Investment, Volume 12, pp 136-150; https://doi.org/10.4236/ti.2021.123008

Abstract:
Blockchain technology is an innovative technology that has grown in prominence in recent years that will certainly regulate the development of our network society in the upcoming future. Blockchain technology has received increased care and interest from both academic and general practitioners across the world. Various research articles have been written on the approach, how blockchain technology works and its possible applications in different industries, governmental authorities, etc. Nevertheless, there are no conducted studies that have focused on the usage of blockchain technology in the recruitment process of people of determination (disabilities). This paper aims to establish a POD (People of Determination) platform model. The aim of the model is to support the recruitment process of people of determination (disabilities) by enhancing the chances of them who were hired in different types of United Arab Emirates organizations. To the best of our knowledge, no previous research has been conducted on the usage of blockchain technology in recruitment process of people of determination (disabilities). This research paper will therefore aim to contribute to the existing literature about blockchain technology and recruitment process by providing a proposed model on how to implement the process.
Cosmos Amoah
Published: 1 January 2021
Technology and Investment, Volume 12, pp 151-167; https://doi.org/10.4236/ti.2021.123009

Abstract:
The study sought to contribute to the extant literature on the interconnectedness between commodity spot prices and futures prices by covering daily data from 2001-2019. Employing the OLS and the QR, different dynamics of the relationship between commodity spot and futures prices emerged from the study. For oil and gold prices, OLS estimator revealed that neither spot nor futures prices of the commodities had a significant effect on the other. Quantile regression estimators however suggested otherwise. For oil prices, futures prices were found to have a significant positive effect on spot oil prices at the 60th and 75th percentile whereas spot oil prices were found to have a significant positive effect on the futures oil prices at the lower tail (0.1, 0.2, and 0.25 quantiles). For gold prices, futures gold prices had a significant positive effect on spot gold prices at the 75th percentile (3rd quantile) marked as the upper tail of the distribution whereas a significant negative effect was revealed at the middle quantile (50th percentile). For cocoa prices, both the OLS and the QR estimators were significant in either direction. A significant positive effect of futures (spot) cocoa price on spot (futures) cocoa price was observed across all quantiles in both directions. The results suggest that speculators and arbitrageurs in the commodity market must be concerned about the causality moving from one direction to another and take appropriate investment positions that protect their interests.
Guangjian Huang, Abdullah Al Foysal
Published: 1 January 2021
Technology and Investment, Volume 12, pp 168-181; https://doi.org/10.4236/ti.2021.123010

Abstract:
The fourth industrial revolution, which will alter the globe, is commonly referred to as Blockchain technology. Blockchain technology provides a decentralized, distributed, and central authority-free environment. Since Bitcoin launched Blockchain, research has been continuing on non-financial use cases to extend their applicability. Healthcare is an industry with a significant influence on the Blockchain. Healthcare has penetrated the enthusiasm for the changing nature of Blockchain technology. Blockchain is frequently viewed as the most necessary and optimal healthcare technology to handle sophisticated and complex security and interoperability concerns. More significantly, the “value” and trust-based system’s smart contract mechanism can offer automatic action and reaction. Healthcare, on the other hand, is a complex system. In this paper, we introduce the blockchain and its properties, as well as the significance of the blockchain in healthcare. It also provides blockchain administration, adjudication of claims, interoperability, and application. While in several situations, we observed blockchain technology, the use of blockchain in health care was highly addressed in this paper and the reason why blockchain should be utilized. We introduce the advantages of blockchain as well. Furthermore, we examined the difficulties and prospects for the future and how they may be implemented in more healthcare industries. The paper also discusses the current level of Blockchain application development for healthcare and its limits and topics for further research. This paper aims to demonstrate how Blockchain technologies may be utilized in healthcare and what problems this technology may face in the future and what the Blockchain’s prospects are.
Serena Mancini, José Luis Calvo González
Published: 1 January 2021
Technology and Investment, Volume 12, pp 82-128; https://doi.org/10.4236/ti.2021.122006

Abstract:
The purpose of this research paper is to increase the understanding on how the combination of technology transfer and innovation strategy has become key elements for ensuring the development and growth of SMEs since has enhanced their ability to be part of networks and has facilitated their access to international markets. We see that SMEs can balance their limited resources with careful participation in networks. Indeed most SMEs need to be part of networks to get their innovations and develop special competence on technology transfer and to rapidly access to international markets. Although there exists a well-developed tradition of industrial network research there is a lack of analysis of systematic and empirical models of network relating to the technology transfer and innovation strategy in the context of SMEs’ internationalization. Based on our research framework on theoretical insights from technology transfer’s topic and its extensive concepts of innovation, network and internationalization, we examine how the internationalization process is facilitated by SMEs’ networking capacity. Our findings allowed us to address an empirical study created to develop a systematic conceptual model of an innovation network and propositions regarding the access of SMEs to international markets. This model can be an easy-to-follow innovation model for SMEs when adopting a knowledge-transfer, innovation strategy, and networking approach. This helps to make certain that the important drivers and approaches for the innovative network capacity and internationalization performance of SMEs. These findings have critical implications for entrepreneurs in enhancing their firms in international performance. More specifically, we analyze how SMEs’ membership in networks or clusters stimulates the concrete collaboration with High Education Institutions (HEIs) or Public Research Institutions (PRIs), Governments, and other businesses and contribute to acquire and absorb innovation via different channels of external knowledge influencing SMEs’ behaviours at the international level.
Abdoulaye Sanogo
Published: 1 January 2021
Technology and Investment, Volume 12, pp 1-15; https://doi.org/10.4236/ti.2021.121001

Abstract:
After a short reminder of the types of planning tools that exist in the Circle of Koutiala, this article presents the situation on the consistency of planning tools. Then, it makes the link between respect for planning tools and the disparity in access of populations to basic social services (health, education, water, electricity, etc.). Non-compliance with the guidelines of planning tools is measured through the population’s access to basic social services (health, education, water, electricity, etc.) in 10 municipalities in the Circle. After analysis, it turned out that, in the Circle of Koutiala as elsewhere in Mali, planning specifically faced several weaknesses. As such, we can note that the growing gap between the plans and the real economic decision-making process of communities, and even of the State, making planning tools mere documents left in drawers. As a result, the objectives set were rarely achieved at the level of economic and even social expectations. This article also presents the inter and intra communal disparity that exists in the Circle of Koutiala where one thing is to salute the efforts made by the State and the Communities to improve the living environment of the populations of the city of Koutiala and another one is to deplore the timid construction of infrastructure/equipment in the other towns of the Circle.
Mbetid Bessane Oïdy Purifice
Published: 1 January 2021
Technology and Investment, Volume 12, pp 196-216; https://doi.org/10.4236/ti.2021.124012

Abstract:
Given the changing challenges and obligations of current economic growth, inflation appears to have become an arbiter between the level of economic growth and the level of the general economy. Indeed, despite its economic pressure nature, inflation is sometimes used as an instrument of monetary equilibrium. However, if we look at previous studies, we see a clear disparity in inflation rates between developed and developing countries. The purpose of this paper is to understand this disparity, to analyse it and to give it consideration.
Daniel Jonathan Ramos
Published: 1 January 2021
Technology and Investment, Volume 12, pp 129-135; https://doi.org/10.4236/ti.2021.123007

Abstract:
Passive investing is a long-term method of investing that utilizes the time value of money and compounding interest. Passive investing allows the investor to compete with professional investors without active trading. Once the index fund is activated, the investor can walk away without having to manage it on a day-to-day basis. The risk of an index fund is practically eliminated by spreading the investment across a basket of instruments that allows the investor to minimize diversifiable risk. According to Kathryn Vasel of CNN Money (Vasel, 2020: CNN.com), only 39% of Americans could raise $1000 in an emergency. Think about that! Only 4 in 10 working Americans could come up with$1000 in an emergency. Could you raise \$1000 right now if you needed to? The secret to passive investing is “Little and often fills the purse!” Left to one’s own management, a savings account will soon go dry. The secret to building wealth over time requires innovative tactics such as removing the responsibility of managing your money and automating it for free. In 1981, Herbert Whitehouse introduced the concept of the 401k plan as a way to subsidize pension plans. He later lamented introducing such an investment because instead of subsidizing a pension plan it replaced it. Today, pension plans are being eliminated as businesses face global competition and are forced to cut costs. Another problem with 401k plans is that many workers fail to transfer them to their new employment. For example, in 2019, the U.S. saw the greatest jobs turnover rate ever according to CNBC (Hess, 2020). Sixty-three million Americans quit their jobs because they found better jobs. Unfortunately, the majority of them decided to cash in their 401k’s instead of rolling them over to their new job. If you are fortunate enough to have a pension plan and a 401k, you should consider augmenting your retirement cash flows by starting a passive fund that is free to manage. By the time you retire, you should have enough cash to sustain your present standard of living.
Norbert Mooya, Jackson Phiri
Published: 1 January 2021
Technology and Investment, Volume 12, pp 51-65; https://doi.org/10.4236/ti.2021.122004

Abstract:
The study was looking at establishing factors that are hindering the adoption of electronic marketing among cable manufacturers in Zambia based on the Technology Acceptance Model (TAM). The study first looked at the major challenges faced by cable manufacturing companies in developing countries in the adoption of e-commerce in marketing their products. The study then proposed a model through a web-based e-commerce web portal that could be adopted in order to address the challenges identified in the study. The study was based on three cable manufacturing companies. The three companies had a total population of 115 respondents which was used in our study. These were from the various departments (Marketing, IT and Management) within their respective organizations. Both qualitative and quantitative data was collected from respondents using a structured questionnaire. The questionnaire was generated based on the TAM conceptual model. The response rate was 47% giving 51 questionnaire responses from the three companies. The Chi-Square test of independence was used to analyze the data using SPSS software. The results showed that age has an influence on the perceived usefulness of technology. The test had an observed P-Value of 0.024 against the significance level of 0.05.The results further showed that frequent use of the internet has an influence on perceived ease of use of technology. An observed P-Value of 0.014 was recorded against the significant level of 0.05. The Chi Square test again recorded an observed P-Value of 0.03 against the significance level of 0.05, revealing that Internet knowledge has an influence on perceived security of E-marketing. It was therefore, concluded that level of education has no influence on perceived security of E-Marketing. Based on these results, an e-commerce prototype was developed as a web portal to help address the challenges of technology adoption in cable marketing by the three companies in the study.