The world population is changing and ageing. And young adults? Are they prepared to be an older adult? How to deal with expectations for life and financial aspects in the long term? These are the questions discussed in this paper, gathering information design, financial literacy, and human factors. A descriptive approach considered a literature review of financial education and literacy, consumer consumption by adolescents and young adults, and how human factors specialists discuss this topic. Based on this information, both qualitative and quantitative research with young adults on their financial literacy was conducted to investigate young adults' perspectives on their future, decision-making about money now, and retiring. Data results pointed out a view, and some solutions are proposed as the next steps.