Understanding risk management practices in commercial banks: The case of the emerging market
Open Access
- 1 January 2018
- journal article
- Published by Virtus Interpress in Risk Governance and Control: Financial Markets & Institutions
- Vol. 8 (2), 54-62
- https://doi.org/10.22495/rgcv8i2p3
Abstract
This study examines how risk management practices can be influenced by factors, including understanding risk management, risk assessment & analysis, risk identification, risk monitoring and credit risk analysis in commercial banks of Pakistan. The collected data satisfied the reliability requirement and regression and correlation analyses were adopted. The results suggest that understanding risk and risk management (URM), risk assessment and analysis (RAA), risk identification (RI), risk monitoring (RM) and credit risk analysis (CRA) have positive significant impact on risk management practices (RMP). This suggests that commercial banks in Pakistan need to pay attention to URM, RAA, RI, RM and RA. Moreover, RM and RAA are prominent variables which influence RMP; therefore commercial banks of Pakistan should focus on RM and RAAKeywords
This publication has 37 references indexed in Scilit:
- Operational risk in Islamic banks: examination of issuesQualitative Research in Financial Markets, 2011
- Bank-level stability factors and consumer confidence – A comparative study of Islamic and conventional banks’ product mixJournal of Financial Services Marketing, 2010
- Banks' risk management: a comparison study of UAE national and foreign banksThe Journal of Risk Finance, 2007
- Initial Trust Formation in New Organizational RelationshipsAcademy of Management Review, 1998
- RETHINKING RISK MANAGEMENTJournal of Applied Corporate Finance, 1996
- TRUST: THE CONNECTING LINK BETWEEN ORGANIZATIONAL THEORY AND PHILOSOPHICAL ETHICSAcademy of Management Review, 1995
- Risk Management in a Service BusinessInternational Journal of Service Industry Management, 1991
- The Social Control of Impersonal TrustAmerican Journal of Sociology, 1987
- A Heteroskedasticity-Consistent Covariance Matrix Estimator and a Direct Test for HeteroskedasticityEconometrica, 1980
- Conceptual and methodological considerations in the study of trust and suspicionJournal of Conflict Resolution, 1970