Journal International Journal of Nusantara Islam

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Arti Sri Rahayu
International Journal of Nusantara Islam, Volume 4; doi:10.15575/ijni.v4i2.974

Abstract:This article is a literature study (library research), which aims to assess the qualitative description of the basis of Islamic education Axiological if viewed in the perspective of philosophy of education. To obtain the results of the study, the researcher uses several methods, among others: deductive, inductive, historical, and contextual. The type of research using library research (library research) with descriptive-analytic approach to data (primary and secondary) are qualitative. The results obtained is that Islam is the sistem of values that guide the Islamic way of life, in accordance with the guidance of Allah SWT. Axiology cornerstone of Islamic Education with regard to values, goals, and targets to be achieved in Islamic education. Those values must be included in the curriculum of Islamic education, among others: contains instructions morals; efforts for improving the welfare of human life on earth and happiness in the hereafter; contains endeavor to achieve a good life; contains values that can combine the interests of this world and the hereafter. So axiology Islamic education is understood as the value, benefits or educational function of Islam associated with various things in it. Islamic values that can be obtained from two main sources namely the Qur'an and the Sunnah of the Prophet became a reference of the concepts laden education and moral values of humanity itself. So, will created the order of life "future society" is so envisioned as something new to mankind.
Uus Ahmad Husaeni
International Journal of Nusantara Islam, Volume 4; doi:10.15575/ijni.v4i2.1446

Abstract:Murabaha financing is a type of financing that dominates the financing contract on Islamic banking in Indonesia. This shows that financing on the basis of sale (murabaha) has a greater contribution than the financing of the basis for the profit and loss sharing (mudharaba and musyaraka). The purpose of this study is to determine the factors that affect the financing murabaha in the Islamic Commercial Banking in Indonesia by using variables Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) and Return on Assets (ROA). The population in this study is the performance of Islamic Commercial Banks in Indonesia in the period of January 2014 to June 2016. The data used in this research is secondary data and sample selection by using purposive sampling method. The analytical tool used in this research is multiple linear regression analysis at significantly the rate of 5%. The results of this study indicate that the variable DPK, CAR, FDR, NPF, and ROA simultaneously have an influence on murabaha. Coefficient determination test results show that the five independent variables affect the dependent variable amounted to 87.6% and the remaining 12.4% is influenced by other variables. Partially DPK, CAR, FDR, and ROA have a positive and significant effect on the financing murabaha. While the NPF has no influence on murabaha financing.
Iman Kanani, Zulkifli Mohd. Yusoff
International Journal of Nusantara Islam, Volume 3; doi:10.15575/ijni.v3i2.1417

Abstract:This research aims to clarify the meaning of loyalty and disavowal from linguistic point of view, between the views of linguists, and the exegetes in the Lexicons and exegeses with analysis and debate. First of all, the researcher Indicates definition of loyalty as stated in the dictionaries, with bringing the examples from the Holy Qur’an and the views of the commentators about this issue, then analysis and discussion. Second, he defines Disavowal in the language, with a point of view from linguists, and interpreters, by analyzing and discussion the examples from the Noble Qur’an. Finally, it illustrates the application of the legal and practical concept of loyalty and disavowal, to enhance the significance of language. The importance of the current study is- according to researcher’s information- due to its doctrinal and sociological matter and nobody precede such a linguistic study of Loyalty. This research approaches the issue, using the method of descriptive and analytical, based on the description and analysis of the phenomenon.
Hamzah Hamzah
International Journal of Nusantara Islam, Volume 5; doi:10.15575/ijni.v5i1.1546

Abstract:Zakat has not been utilized intensively for the empowerment of mustaḥiq (zakat beneficiaries) in the form of productive economic business. The objective of the research was to analyze the level of mustaḥiqs’ business independency; to analyze dominant factors that influenced mustaḥiqs’ business independency, and to formulate an appropriate strategy to develop the mustaḥiqs’ business independency. The research has been carried out on 254 mustaḥiqs in Bogor Regency (66 mustaḥiqs engaged in vegetable production at Cibungbulang District, 85 mustaḥiqs in skewer business at Tenjolaya District, and 103 mustaḥiqs in shoe business at Taman Sari District). A census sampling, data collection through a questionnaire, an in-depth interview and observation were carried out in 2013. Data were analyzed descriptively and statistically, using structural equation model (SEM). The results of the research showed that: (1) the strategy of mustaḥiq empowerment could be carried out through strengthening the intrinsic motivation, training technical aspects, assisting business capital and assistance. Empowerment can be conducted synergically by the government (arrangement, service, and counseling), private sectors/State Owned Business (BUMN), higher education and community.
Dedi Mulyadi, Tanti Kirana Utami
International Journal of Nusantara Islam, Volume 5; doi:10.15575/ijni.v5i1.1054

Abstract:The effectiveness of law enforcement depends on three law aspects; those are the structure of law, the substance of the law, and legal culture. Law structure is about the law enforcers, law substance is about the legislative means, and law culture is about a living law adopted by society. This study defines the background of simultaneous regional head elections in Indonesia, the problems of the simultaneous regional head elections in Indonesia, and the implementation of legal system theory to solve the simultaneous regional head election problems in Indonesia. The research method used is normative juridical with the specification of descriptive analysis research. The result of the research is needed permanent law structures that cover (Election Police, Election Prosecutor, Election lawyer, and Election Jury), the law substance through the issuing of general regulations (lex general) which can integrate the Laws of Legislative, Presidential, and Regional Head Elections (lex specialist) and the legal culture of society as human behavior (including the legal culture of law enforcement officers) on the electoral law and law system that are in force at the moment.
Iwan Wisandani, Sri Iswati, Rifki Ismal
International Journal of Nusantara Islam, Volume 5; doi:10.15575/ijni.v5i1.1443

Abstract:The writing is based on my concern on the monetary policy in Indonesia which is not fully in accordance with the Islamic teaching. Among all, the monetary policy doesn’t pay attention to the real sector. It can be seen from the sectorial dichotomy between the real and monetary sectors whereas in Islamic economics, monetary policy is only a representative of the real sector. The paper is a literary research with the approach of comparative study between Islamic monetary policy and the monetary policy employed in Indonesia. The research result is a composition of a transmission model from the perspective of Islamic economics which is based on BI Return (sharing) by creating a diagram and then explaining some thoughts of Muslim and western economists such as Stieglitz to create a monetary policy which gets along with the real sector. The model is an observational result to the monetary condition in Indonesia which is then compared to Islamic monetary thought. This model will gain good result when all transmissions of monetary policy are applied effectively.
Bharudin Che Pa, Mohd Roslan Mohd Nor, Sanusi Abdul Manaf
International Journal of Nusantara Islam, Volume 5; doi:10.15575/ijni.v5i1.1377

Abstract:The emergence of Islamic banking system in most banks in Malaysia nowadays bring a new era in Malaysian banking industry. This article discusses the needs for official sharia compliance audit institution to protect customers of Islamic banking. By using literature studies, this article concludes that one of the contributing factors which lead people to adopt Islamic banking system is their awareness of the serious and intolerable prohibition of riba. Some of the ways to ensure customers are well protected are to establish ḥisba institution as Sharia compliance audit body. The establishment of ḥisba institution allows it to stop the violation of Allah’s prohibition and protect the society. With the establishment of the institution, it can play an important role to solicit advice and to monitor performance so that the banks operate strictly as according to the Islamic regulations.
Asep Suryanto
International Journal of Nusantara Islam, Volume 5; doi:10.15575/ijni.v5i1.1545

Abstract:The objectives of this research: 1) what factors become a problem so that school cooperative still not become sharia based school cooperative? 2) How is the strategy to realize sharia cooperative in school? This research used a qualitative approach, i.e., Analytic Network Process (ANP). In applying the ANP method, the researcher does the following: 1) structuring the hierarchical complexity into the homogeneous clusters of the factors, 2) performing the measurements into the ratio scale at all the lowest levels of the hierarchy/ network, 3) synthesizing. Data used in this research is primary data collected from questionnaires and in depth interview with experts, the policy holder, students, and teacher coach. The results of the research show that 1) The factors that become the problem of difficulties in realizing sharia-based school cooperatives are less student participation, limited capital and infrastructure, knowledge of sharia co-operatives that are less good than students and teachers, and lack of coaching from the local cooperative office. 2) There are two strategies as a solution, i.e., an internal strategy which is the policy of school leadership to support the establishment of sharia-based school cooperatives; And external strategies that should be carried out by the government to support and develop sharia cooperatives including sharia-based school cooperatives.
Fikfik Taufik
International Journal of Nusantara Islam, Volume 5; doi:10.15575/ijni.v5i1.1230

Abstract:Endowments are Aaliyah worship which has the noble social function to comply the various things that are relating the physical requirement and spiritual of society. To create the social function, there was appointed person or group of people, and on behalf of the individuals or legal entity optimally in charge of managing the endowments property. The endowment is an Islamic legal institution which was legality is based on the Qur’an and Hadith. In addition, regarding the lawmaking of endowments are also sourced from ijtihad, which focuses on mashed terms of shari'a, those are for creating the beneficence and strange on damage. Nāẓir alteration has to own the legality either form fiqh consideration (jurisprudence) or legislation and also have to be considered how far the conformity of alteration practice with fiqh (jurisprudence) and legislation, The alteration Nāẓir endowments as one of the efforts to optimize the wealth endowments management it's needed to be examined further. On this observation, it is used a qualitative approach with the research resources (research library), and in-depth interviews. The normative data which constituting a fact on the ground that has been collected then analyzed and also compared. This observation results explained that the alteration of Nāẓir endowments also has the legality, either fiqh (jurisprudence) or the legislation. The implementation of its changes is also implicated on optimizing the endowments property management, both in terms of results, or in terms of management.
Muhamad Ridwan Nurrohman
International Journal of Nusantara Islam, Volume 5; doi:10.15575/ijni.v5i1.1384

Abstract:The purpose of this paper was to perform verification regarding the will of the Prophet. This study used the approach of hadith science as well as historical analysis to read the available data related to the will of the Prophet. After the research was performed, it was found a conclusion that the Prophet never delegated leadership in a ṣāriḥ way (decisively) to anyone. As for the thing, he firmly bequeathed at the end of his life were (1) to expel Jews, Christians, and polytheists from the Arabian Peninsula and 2) to treat delegates as best as they can. As for the third point, there were those who conclude: a) bequeathing the Quran; b) to send Osama troops; c) to keep the prayers and slaves they had; d) not to make his grave as a place of prayer.
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