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Results in Journal Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah: 52

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Nida Karimah, Darwanto Darwanto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 177-191; doi:10.47467/alkharaj.v3i2.319

Abstract:
Muslims are required to always consume halal food in accordance with Islamic orders. Halal awareness, halal certification, food ingredients composition, halal marketing and religiosity can influence consumer behavior, especially on product purchase intention. Not all food products have been labeled halal, especially the imported products. This study aims to look at the effect of halal awareness, halal certification, food ingredients composition, halal marketing and religiosity on the purchase intention of imported food products in Muslim consumers in the city of Semarang by using the Structural Equation Model (SEM). The results of the analysis show that halal awareness, halal certification, food ingredients composition, halal marketing and religiosity have a positive and significant effect on imported food products purchase intention.
Rohma Septiawati, Devi Astriani, Moch Agus Ariffianto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 219-229; doi:10.47467/alkharaj.v3i2.339

Abstract:
Law on National Development Planning System (Number 25/2004) mandates that Development planning must refer to the consideration that the goal of development of all government levels is the same, namely the welfare of the community. Empowerment is a concept to give people greater responsibility for how to do work. The potential of Sukaratu village consists of agriculture, livestock, tourism objects, handicrafts, cultivation and plantations. Among these potentials, the authors take the economic empowerment potential of cultivating black soldier fly maggot as an alternative ingredients for fish feed and reducing organic waste, so that it can increase the income of the people of Sukaratu. The research method used is qualitative and quantitative research; observation and interviews in an effort to obtain data. The results showed that the potential of Sukaratu village consisted of agriculture, animal husbandry, tourism objects, handicrafts, cultivation and plantations, the potential of human resources in terms of age and education was good, but in terms of business creativity and business skills, need to be improved. Maggot cultivation can reduce organic waste. The capital is not large enough because it only requires terraced media and houses that are given nets for broodstock to lay eggs.
Desty Aryani, Fatmawati Fatmawati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 206-218; doi:10.47467/alkharaj.v3i2.334

Abstract:
This study aims to determine the marketing strategy of public relations Zaskia Sungkar Boutique in marketing Muslim clothing and what social media are used, as well as the advantages and disadvantages in marketing Muslim clothing. The paradigm used in this study is the constructivism paradigm. This study uses a descriptive qualitative approach through interviews, observation and documentation. The results of the study showed that the strategy used by Zaskia Sungkar Boutique in marketing Muslim clothing, namely: pull, push and pass strategies from Thomas L. Harris. This pull strategy prioritizes promotion on social media, and organizes events. This push strategy publishes Zaskia Sungkar's products on social media, e-commerce, and endorsement through public figures. This pass strategy rewards loyal customers by paying attention to the content that will be posted, and maintaining the appearance of Muslim fashion products according to Islamic law.
Fakhry Hafiyyan Kurniawan, A. Jajang W. Mahri, Rumaisah Azizah Al Adawiyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 230-253; doi:10.47467/alkharaj.v3i2.337

Abstract:
Islamic Commercial Banking in Indonesia generally has not fully carry out business activities in accordance with sharia provisions. Therefore, there is a need for a performance measurement tool that is able to express spiritual and social values embodied in Islamic banks. The purpose of this study is to describe the performance of Islamic banking based on Islamicity Performance Index. This research is a quantitative research using descriptive analysis. The data used in this research is secondary data. The study population was Islamic banks in Indonesia during the period 2015-2019, with a sample of twelve banks. Sampling was done by using purposive sampling method. The results showed Panin Dubai Sharia Bank was the best bank in the Profit Sharing Ratio (PSR) indicator. The value of Zakat Performance Ratio (ZPR) in Islamic banking in Indonesia is still low. BNI Sharia is the bank with the highest average value for the ZPR indicator. Equitable Distribution Ratio (EDR) indicates that Mandiri Sharia Bank has the highest average value. Directors-Employees Welfare Ratio (DEWR) shows that BTPN Sharia have fairly high levels of disparity between directors and employees. IIR and IsIR shows that in general Islamic commercial banks in Indonesia have carried out businesss performance in the halal sector. Meanwhile, overall, it received a satisfactory predicate. This research is expected to be taken into consideration for the related institutions to apply the performance measurement of Islamic Commercial Banking in accordance with the concept of Islamicity Performance Index, and be taken into consideration in taking policy measures in accordance with the concept of sharia that will be used in the future.
Moh. Musfiq Arifqi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 192-205; doi:10.47467/alkharaj.v3i2.311

Abstract:
The Sharia MSME digitization activities are one of the alternatives for recovering Indonesian economy in Covid-19 pandemic. MSME is the community economic activities which are able to provide some opportunities to overcome the community economy. Currently, the MSME activities in Indonesia, which are predominantly by Muslim community, are faced with technological developments in increasing the productivity of their businesses. This requires a lot of strategies and innovations to rise these activities. Library research approach is used by researchers to examine in depth through searches on sources, exactly books, journals, news or other works that are considered. So this research is including to descriptive qualitative research. The results showed that digitizing sharia MSME was one of the efforts to increase the Indonesian economy in Covid-19 pandemic. The digitization of Islamic MSMEs has opportunities and challenges. The opportunity of this activities will be easier to appay it, both in production, distribution and consumption. The challenge is faced with the lack of human resources in accessing technology.
Muhammad Baharudin Mahfudz, Nurhadi Nurhadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 254-269; doi:10.47467/alkharaj.v3i2.370

Abstract:
Indonesia is a country where the majority of the population is Muslim, so information about the Sharia Stock Index has an important role in understanding the dynamics of the capital market in Indonesia. This study aims to determine the simultaneous and partial influence of Dow Jones Industrial Average (DJIA), World Oil Price, Inflation Rate, and Rupiah Exchange Rate on Indonesia Sharia Stock Index (ISSI). This study uses secondary data in the form of a summary of monthly index reports obtained from financial websites. The population in this study is a time series data that amounts to 60 months and starts from January 2016 to December 2020 by determining samples using saturated samples. The data was analyzed using multiple linear regression analysis techniques. Hypothesis tested using F test and t test. The results showed that simultaneously (Test F) variable Dow Jones industrial Average (DJIA) (X1), World Oil Price (X2), Inflation Rate (X3), and Rupiah Exchange Rate (X4) had a significant effect on the Indonesia Sharia Stock Index (ISSI) on the Indonesia Stock Exchange (IDX). Partially (Test t) DJIA has a significant positive effect on ISSI. Rupiah exchange rate has a significant negative effect on ISSI. Meanwhile, The World Oil Price and Inflation Rate have an insignificant negative effect on ISSI.
Nisa Alfira, Muhammad Iqbal Fasa, Suharto Suharto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 313-323; doi:10.47467/alkharaj.v3i2.356

Abstract:
The purpose of this study was to determine the effect of the Covid-19 pandemic on the Composite Stock Price Index (IHSG) and the rupiah exchange rate in Indonesia. The research method used is descriptive qualitative by describing the existing phenomena. The results show that the impact of the Covid-19 pandemic does not only affect public health, but also affects the Indonesian economy, especially in Islamic financial institutions in the Islamic capital market, namely the Composite Stock Price Index and the weakening of the rupiah exchange rate. The pandemic has also been proven to have put pressure on the world economy, including Indonesia.
Rizkia Ramadhani, Aas Nurasyiah, Suci Aprilliani Utami
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 290-312; doi:10.47467/alkharaj.v3i2.338

Abstract:
In 2019, Bank Syariah Bukopin obtained the lowest profitability value which is proxied by Return On Assets. Therefore, the bank needs to improve its health condition so that the bank can make a profit or profit as expected. This study aims to determine the effect of bank soundness on the level of profitability (ROA) of Bank Syariah Bukopin in 2011-2019. The research method used in this research is quantitative descriptive method with multiple linear regression analysis techniques. The population in this study is Bank Syariah Bukopin and the sample used in this study is Bank Syariah Bukopin in 2011-2019. The dependent variable in this study is profitability (ROA), while the independent variables in this study are the level of financing risk (NPF), the level of liquidity risk (FDR), the level of cost efficiency (BOPO), and the level of capital adequacy (CAR). The results showed that NPF, FDR, BOPO, and CAR had a significant simultaneous effect on profitability (ROA). As for partially, NPF has a negative and insignificant effect on ROA, BOPO has a significant negative effect on ROA, while CAR and FDR have no significant effect on ROA. The implication of this research is that banks need to maintain health conditions by preventing problematic financing, reducing operational costs, and using capital effectively and efficiently so that banks can obtain profitability as expected.
Yumasepta Rizky Hapsari, Darwanto Darwanto, Edy Yusuf Agung Gunanto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 270-289; doi:10.47467/alkharaj.v3i2.355

Abstract:
This research aims to see the role of the Technology Acceptance Model theory that can influence the millennial generation in using e-money and its relationship with hifz mal. The basic variables are ease and usefulness, and also three other variables, namely security, trust and experience. The research model was empirically tested using a data collection method through questionnaires for millennial generation of e-money users, namely students of the Faculty of Economics and Business, Diponegoro University using multiple linear regression analysis techniques using the SPSS 22 application. The results showed that usefulness and trust variables have a positive and significant effect on the use of e-money. Meanwhile, convenience, security and experience do not play a role in influencing the millennial generation in using e-money. The connection with hifz mal is that the use of e-money provides convenience and benefits for its users while providing security guarantees, so that Muslim users of electronic money avoid things that are not in accordance with the Islamic economic system.
Azhar Alam, Yuli Tri Utami
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 130-141; doi:10.47467/alkharaj.v3i2.240

Abstract:
This study explains the differences in credit loans between moneylenders and Plecit banks and explains the elements of usury that occur in Selorejo Village, Boyolali. This study used a qualitative approach by interviewing in-depth 12 people consisting of borrowers and lenders. This study analyzes the content of interviews and literature reviews. This study indicates differences in the two types of loans ranging from status, capital, guarantees, loan terms, time, interest, and penalties when due. This research also shows that the two types of loans made by moneylenders and Plecit banks contain Qordh and Jahiliyah riba. This study suggests the public prioritize loans from Islamic microfinance institutions to avoid usury. Keywords: Differences in the concept of loans, loan sharks, Bank Plecit, Riba ABSTRAK. Penelitian ini menjelaskan tentang perbedaan konsep pinjaman kredit antara rentenir dan bank Plecit serta penjelasan unsur riba di dalamnya yang terjadi di Desa Selorejo, Boyolali. Penelitian ini menggunakan pendekatan kualitatif dengan mewancarai secara mendalam 12 orang yang terdiri dari pihak peminjam dan pemberi pinjaman. Penelitian ini menganalisi konten dari hasil wawancara dan kajian literatur Hasil penelitian ini menunjukkan bahwa terdapat perbedaan dalam kedua jenis pinjaman tersebut mulai dari status, permodalan, jaminan, syarat pinjaman, waktu, bunga dan hukuman bila jatuh tempo. Penelitian ini juga menunjukkan bahwa kedua jenis pinjaman yang diakukan rentenir dan bank Plecit sama-sama mengandung jenis riba Qordh dan riba Jahiliyah. Penelitian ini menyarankan masyarakat untuk memprioritaskan pinjaman yang dari lembaga keuangan mikro syariah sehingga terhindar dari riba. Kata kunci: Perbedaan Konsep Pinjaman, Rentenir, Bank Plecit, Riba
Farah Chalida Hanoum, Yanti Hasbian Setiawati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 170-177; doi:10.47467/alkharaj.v3i2.309

Abstract:
Relationship marketing establishing, developing and maintaining succesful relational exchanges constitutes a major shift in marketing theory and practice. Relationship marketing refer to all marketing activities directed toward establishing, developing and maintaining succesful relational exchanges.
Kharisma Rindang Sejati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 119-129; doi:10.47467/alkharaj.v3i2.301

Abstract:
Sharia cooperative has become an alternative to restoring the economic conditions in Lombok, particularly for providing the capital to the small entrepreneurs. The massive development of the Sharia economic sector has led NTB provincial government to intensify the development of sharia economic system through sharia cooperatives. Despite the massive support from the local government, Sharia Cooperative still has several problems, both internally and externally. This article aims to identify the dominant factors that obstruct the development of Sharia cooperative in Lombok, by using the Analytic Network Process (ANP) method approach. The results shows that the main problem is the unqualified human resources as indicated by the level of suitability or agreement between the respondents based on the Kendall coefficient, Kendall coefficient (W) on the priority aspects of the problem for respondents consisting of regulators, root and academics, relatively on high number , around W = 0.725. This data shows that the regulators, the practitioners, and the academics on the same position regarding the main problem that impede developing Islamic cooperatives in Lombok.
Muhammad Hamdan 'Ainulyaqin
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 157-169; doi:10.47467/alkharaj.v3i2.308

Abstract:
Indonesia was ranked first in the global Islamic financial market at the 2019 Sharia Economic and Financial Research Forum (FREKS), where the market share in the Islamic banking sector had reached 6.01% and the OJK is targeting in 2023 the Islamic banking market share of 15%, wrong one indicator of improvement is by increasing the number of accounts and the amount of Third Party Funds (TPF). The purpose of this study is to determine what strategies are used by the Marketing Funding of the BPRS Harta Insan Karimah Cikarang Branch to increase the number of customers or accounts and the amount of TPF. Then what is the role of the strategy used by Marketing Funding in increasing the number of customers and the number of deposits. The pick-up strategy implemented by BPRS Harta Insan Karimah Cikarang branch is an excellent service provided to each customer, this strategy is considered to provide convenience to customers in savings and deposit products because the transaction can be done at home and the Marketing Funding team will visit the customer's house. If the strategy is to pick-up properly, the target number of customers will be achieved and theoretically the amount of deposits will increase as well. This study uses a qualitative method with a descriptive approach, so that the researcher will explain or describe the results of the study in verbal or descriptive form so that it is easy to understand. The research method used in data collection includes interviews, observation, documentation and literature study. The results showed that the strategy used by marketing funding was the pick-up strategy, where deposits, withdrawals and account opening could be done at the customer's house with prior confirmation with the Marketing Funding team so that the interaction was built between the two. The role of this strategy was significant in increasing the number of customers in 2017 reaching 11.11% and in the following year the number of customers increased by 10.79%. However, the role of the pick-ball strategy is not significant in increasing TPF, in other words the increase in the number of customers does not mean that TPF will increase as well, seen in 2015 of 10.79%, and the next 2 years decreased consecutively, namely -21.77% and -9.53%, in 2018 the amount of TPF increased again by 14.65%. Other alternative strategies that can be implemented by BPRS Harta Insan Karimah Cikarang Branch are maximizing social media as a means of advertising, recruiting SDI Marketing Funding team, socializing to guardians of affiliated school students, giving souvenirs to customers who can refer BPRS HIK, sponsoring the community agenda or institutions, as well as Improving the schedule for collecting funds and improving the information system.
Yudi Permana, Meirani Rahayu Rukmanda
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 142-156; doi:10.47467/alkharaj.v3i2.307

Abstract:
This article discusses waqf: fiqh review, legal basis and its implementation in Indonesia. This study was written using qualitative method with library study as its approach. Data source is in the form of library publications (Library Research). Data types are written narrations or documents contained in publication sources. Data collection techniques are carried out by tracking the sources of such publications. Data analysis techniques use description analysis. The results of this study show that waqf is reviewed in terms of fiqh, legal basis and its implementation in Indonesia has a mutually reinforcing relationship. From these findings, it can be concluded that waqf as an Islamic fiscal instrument has a strong foundation in terms of fiqh and ushul fiqh and its implementation, especially in Indonesia.
Rifaldi - Majid
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 102-118; doi:10.47467/alkharaj.v3i1.267

Abstract:
This study aims to formulate an innovative financing model and sustainable business assistance through the mudharabah linked waqf scheme. The method used is descriptive qualitative in the form of reviewing scientific journals, books, official news, reports and related regulations which are analyzed by content analysis. Mudharabah linked waqf is an innovation and integration of financing to Micro, Small, and Medium Enterprises (MSMEs) where the composition of the source of funds comes from commercial funds and cash waqf funds managed by Koperasi Syirkah Berkah Bersama (KSBB) through a collaboration with Indonesian Muslim Entrepreneurs Community (KPMI) chapter Surabaya. Funds will be channeled to low-risk MSME projects recommended by KPMI Surabaya with a duration of fewer than six months. The surplus of cash waqf will be distributed to social, education, economy, and da’wah activities in the form of sustainable business development and fiqh muamalah assistance by KPMI Surabaya, and the rest distributed as an incentive to reduce Murabaha margins for startups. Risk mitigation is carried out through collateral requirements, guarantor, incentive-compatible contract applications to determine cash flows and related parties in the project, as well as post-project financial audits. This model has implications for strengthening the roles of KSBB and KPMI Surabaya in encouraging literacy, inclusion, and innovation in deepening sustainable Islamic financial products, in order to strengthen the economy of ummah in the real sector
Dedi Junaedi, Siti Chaerijah Aurijah, Muhammad Rizal Arsyad
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 1-16; doi:10.47467/alkharaj.v3i1.150

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Dedi Junaedi, Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 37-56; doi:10.47467/alkharaj.v3i2.187

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Dedi Junaedi, Muhammad Rizal Arsyad, Efrita Norman, Moh Romli, Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 17-36; doi:10.47467/alkharaj.v3i1.149

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Arman Paramansyah, Izul Abdillah, Dessy Damayanthi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 72-87; doi:10.47467/alkharaj.v3i1.189

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Bakti Toni Endaryono, Ace Jaja Juansah, Nizmah Nizmah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 88-101; doi:10.47467/alkharaj.v3i1.190

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Clara Vidhia, Franka Hendra
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 3, pp 57-71; doi:10.47467/alkharaj.v3i1.188

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Rio Kartika Supriyatna, Dedi Junaedi, Evinovita Evinovita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 203-226; doi:10.47467/alkharaj.v2i2.114

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Sholikul Hadi, Moh. Romli
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 174-188; doi:10.47467/alkharaj.v2i2.115

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A Riyanto, Arman Paramansyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 161-173; doi:10.47467/alkharaj.v2i2.110

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Ernawati Ernawati, Arman Paramansyah, Suranto Suranto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 139-160; doi:10.47467/alkharaj.v2i2.111

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Sholikul Hadi, Moh. Romli
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 174-188; doi:10.47467/alkharaj.v2i4.115

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A Riyanto, Arman Paramansyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 161-173; doi:10.47467/alkharaj.v2i4.110

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Rio Kartika Supriyatna, Dedi Junaedi, Evinovita Evinovita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 203-226; doi:10.47467/alkharaj.v2i4.114

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Dedi Junaedi, Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 109-138; doi:10.47467/alkharaj.v2i2.112

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Efrita Norman
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 189-202; doi:10.47467/alkharaj.v2i2.113

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Efrita Norman
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 189-202; doi:10.47467/alkharaj.v2i4.113

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Ernawati Ernawati, Arman Paramansyah, Suranto Suranto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 139-160; doi:10.47467/alkharaj.v2i4.111

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Dedi Junaedi, Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 109-138; doi:10.47467/alkharaj.v2i4.112

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Evi Novita, Surahman Surahman, Dessy Damayanthi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 69-87; doi:10.47467/alkharaj.v2i3.86

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Yanti Hasbian Setiawati, Bakti Toni Endaryono, Muhammad Ades Priyanto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 55-68; doi:10.47467/alkharaj.v2i3.72

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Indria Rusmana
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 20-42; doi:10.47467/alkharaj.v2i3.78

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Arman Paramansyah, Dipo Mirza Ghulam, Ernawati Ernawati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 89-107; doi:10.47467/alkharaj.v2i3.77

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Yudi Permana, Lenny Yanthiani
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 1-19; doi:10.47467/alkharaj.v2i3.71

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Sukarna Eksyar, Iwan Apribadi, Evi Novita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 2, pp 43-54; doi:10.47467/alkharaj.v2i3.74

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Moh. Romli
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 158-164; doi:10.47467/alkharaj.v1i2.53

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Bakti Toni Endaryono, Nurti Nurhayati, Yanti Hasbian Setiawati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 182-197; doi:10.47467/alkharaj.v1i2.55

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Dedi Junaedi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 198-208; doi:10.47467/alkharaj.v1i2.58

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Dedi Junaedi, Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 98-118; doi:10.47467/alkharaj.v1i2.11

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Efrita Norman, Yudi Permana, Riris Aishah Prasetyowati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 139-157; doi:10.47467/alkharaj.v1i2.52

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Sholikul Hadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 165-181; doi:10.47467/alkharaj.v1i2.54

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Rio Kartika Supriyatna, Dedi Junaedi, Evi Novita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 119-138; doi:10.47467/alkharaj.v1i2.57

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Riyanto Riyanto, Yanti Hasbian Setiawati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 45-56; doi:10.47467/alkharaj.v1i1.16

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Bakti Toni Endaryono
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 91-97; doi:10.47467/alkharaj.v1i1.19

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Dedi Junaedi, Sri Hayatin Nufus
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 1-29; doi:10.47467/alkharaj.v1i1.14

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Efrita Norman, Idha Aisyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Volume 1, pp 30-44; doi:10.47467/alkharaj.v1i1.15

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