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Results in Journal Jurnal Inovasi Pendidikan Ekonomi (JIPE): 51

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Halkadri Fitra , Febri Mukhlis, Sintia Rama Dani
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011084400

Abstract:
The purpose of this study was to determine the financial performance of the Sijunjung district and Dharmasraya districts. The study was conducted using quantitative data in the form of a budget realization report obtained from the Financial Examination Agency of West Sumatra Province. The method used is a quantitative descriptive method, to measure financial performance through financial ratios using 10 indicators. The results showed that: (1)Sijunjung and Dharmasraya districts had a negative variance value, (2)Sijunjung regency revenue growth was lower than Dahrmasraya, (3)the effectiveness ratio of total revenue of Sijunjung district was higher than Dharmasraya district, (4)the ratio of the effectiveness of the original revenue of the Sijunjung district is higher than the Dharmasraya district, (5)the realization of operating expenditure to the total realization of the Sijunjung district expenditure is higher than the Dharmasraya, (6)the ratio of capital expenditure realization to the realization of the total Sijunjung district expenditure is lower than Dharmasraya, (7)Sijunjung district expenditure efficiency ratio is lower than Dharmasraya, (8)Sijunjung district financial independence ratio is higher than Dharmasraya, (9)Sijunjung district financial dependency ratio is lower than Dharmasraya district and (10)Sijunjung district financial independence ratio is higher than Dharmasraya.
Munawar Thoharudin, Yohanes Doni, Avelius Dominggus Sore
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011080860

Abstract:
The purpose of this study was to determine the completeness of student learning resources, student learning interest and to determine the effect of completeness of learning resources on student learning interest in Integrated social science subjects in sekolah Menengah Pertama Negeri 1 Dedai School year 2019/2020. The population in this study were all students sekolah Menengah Pertama Negeri 1 Dedai School year 2019/2020 as many as 168 students. This research method reveals quantitative by using the form of research that is the explanation format. This research data collection technique is indirect communication techniques and documentation. used were Likert scale questionnaire. research result There is a significant influence of the completeness of learning resources on student learning requests in integrated social science subjects as evidenced by the t value of 6.815
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011083620

Abstract:
The aims of this research are: 1) to describe the portrait of embroidery and weaving business in absorbing workforce in West Sumatera, 2) Exploring and formulating problems as well as mapping the needs assessment of embroidery/embroidery creative industry and Minangkabau weave. Population in this research is the entire business unit of embroidery and weaving industry in West Sumatera spread in Padang Pariaman, Agam, Tanah Datar, Sawahlunto, Padang, Payakumbuh, Bukittinggi and Pariaman, the sample is 93 business units spread in 8 regencies and cities above. This study uses a qualitative method. Data collection using survey methods, with qualitative descriptive analysis techniques. The results of this research are; 1) Embroidery and weaving business in West Sumatera are able to absorb 2.297 workforce, 2) Problems faced by embroidery and weaving business in West Sumatra can be formulated as follows: 1) Bookkeeping/finance aspect and management, 2) Production aspect, and 3) Marketing aspect
Eka Farida, Neneng Rika Jazilatul Kholidah, Sarjono Sarjono
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011085220

Abstract:
Provide Color is the fastest method of delivering messange and meaning in the non-verbal communication category. The use of color in packaging design is very important. Good product packaging requirements are as a place, attractive, can protect, practical, cause self-esteem, accuracy of size, and transportation. Color selection decisions on student product packaging design can be analyzed from color psychology. The purpose of this study is to analyze the application of color psychology learning to improve students ability in color selection in product packaging design. The research includes an assessment of the understanding of color psycology and the ability to choose colors that are implemented in product packaging design. Total population and sample of 30 respondents with saturated sampling technique. The method used in this research is experimental and ex-post facto explanatory nature. Data collection techniques using questionnaires, observations, evaluation result (score), and interviews. Data analysis using descriptive qualitative analysis and t test. The result showed satisfactory understanding of the color psychology of students, the suitability of product packaging design with color psycology, packaging design assesment is very good and good. The effectiveness test of the application of color psychology learning to the color selection ability in packaging design by 56,2%.
Khairi Murdy , Asri Neli Putri
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011084550

Abstract:
This research is to study the digital literacy competence of all STKIP Aisyiyah Riau students. This research was conducted using quantitative descriptive. Data obtained using a questionnaire filled out by students. Data were analyzed by calculating the Respondents' Level of Achievement. The results of this study indicate the digital literacy ability of students viewed from the indicator Internet Search, Hypertext Directions, Information Content Evaluation, and Knowledge Assembly shows a value of 77.1 and this value corresponds to the High category.
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011085130

Abstract:
This study aims to analyze whether there are differences in learning outcomes of students who take online tutoring and students who do not take tutoring. The population of this study was the students of class X in Padang 3 high school who took Ruangguru online tutoring and the sample technique used was proportional random sampling using the Slovin formula so that the number of samples obtained was 58 students. The hypothesis of this study was tested using One Way Aonva analysis. The results showed that there was no difference in the average learning outcomes between groups of students who took Ruangguru online tutoring and groups of students who did not take tutoring.
Defriko Gusma Putra, Rita Rahayu
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011077110

Abstract:
The application of information technology governance (IT Governance) plays an important role in utilizing information technology to fit the company's vision, mission and goals. However, there are still many companies that have not implemented IT Governace due to various factors such as: the existence of internal companies that refuse the application of information technology, the limited human resources who master information technology competence, the unavailability of frameworks and policy foundations in the information technology environment, the lack of commitment from top management, the high cost of investment in IT Governance and so on. The greater use of technology has not been accompanied by greater support for the achievement of strategies so that investments made are in vain. research and research results show that the lack of understanding of IT Governance makes unproductive investments made by companies. The method used in this research is descriptive qualitative which presents a systematic review of the problems in the implementation of Information Technology Governance (IT Governance).
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011083130

Abstract:
The aim of this research is to test the impact of college environment and financial motivation toward money allowance management. This research was done in Indraprasta University PGRI (Unindra) Jakarta at October to December 2018. The population in this sample is Unindra Economic major student with total 1229 students. The research samples are 273 students by using sampling technique is simple random sampling. The result shows 1) college environment variable coefficient result toward money allowance management is rejected. Means, there is no influence from college environment toward Unindra’s student money allowance management, 2) financial motivation variable coefficient result toward money allowance management is accepted. Means, there is a significant influence of financial motivation toward Unindra’s student money allowance management, 3) The results of college environment variable and financial motivation variable toward money allowance management is accepted. Means, there is a significant influence on the college environment and financial motivation toward money allowance management.
Tri Kurniawati , Nadia Ayu Rifani Putri
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011084470

Abstract:
This study is aimed to analyze the influence of disclosure and earnings management on cost of capital. The population of this study is the real estate companies which is listed at the Indonesia Stock Exchange (IDX) and the sample is determined by purposive sampling. The samples consist of 28 companies in 2013-2015. Disclosure is measured by Disclosure Index, earnings management is measured by discretionary accrualls and cost of capital is estimated by EBO model. The research hypotheses are tested by using multiple regression. The results of this research indicate that (1) disclosure has no significant influence on the cost of capital, and (2) earnings management has positive and significant influence on cost of capital.
Atirah Atirah, Muhammad Hasan
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 10; doi:10.24036/011080400

Abstract:
The results of the study are interpreted that the local wisdom sipakatau which is interpreted as a sense of respect to build a form of community trust that by respecting customs rules that are believed by fishermen to have an impact on the safety and sustainability of the Lake ecosystem. Local wisdom sipakatau that forms the economic education pattern of the fishing community is obtained from fostering and exemplary that is shown hereditary in the community and within the family itself. Because the people on the coast of Lake Tempe consider that the work of fishermen is a promising job, they educate their children from patterns of habit and example, then introduce them to the customary rules that bind them as fishermen. The activity took place in the family and in the fishermen community so that their or attitude constructs them to respect their customs and customary leaders with their belief that in this way they have helped protect the natural ecosystems of the Lake for the continuation of fishermen's work. The pattern of habituation and exemplary education that is applied by respecting the customs, rules and norms of a person who forms a caring economy or caring economy, caring economy is interpreted as their concern for the lake ecosystem as a legacy and where they make a living as fishermen.
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011069110

Abstract:
The purpose of this study were 1) to determine the factors that influence service quality on cooperative PT. PLN (Persero) Region West Sumatra, (2) to determine dominant factor influencing service quality on cooperative PT. PLN. This research is an exploratory study. The study population was cooperative members which amounted to 393 people. and technique sampling which numbered 80 people. The data analysis technique used is the analysis of factors. The results showed, namely (1) the assurance factor with a value of eigenvalues of 7324, (2) the reliability factor with a value of eigenvalues of 4855, (3) The responsiveness factor with the value of eigenvalues of 1,727, (4) personal factor with eigenvalues value amounted to 1,294, (5) the empathy factor with eigenvalues value of 1,081, and, 6) the tangibles factor with eigenvalues value of 1,039. In generally the service quality can be categorized as good, because the value of eigenvalues formed above 1. The author suggests to further improve assurance factor for the most dominant factor influencing service quality on cooperative PT. PLN. reliability factor, responsiveness factor, tangibles factor, personal factor and empathy factor also need to be considered, because these factors also affect the service quality on cooperative PT. PLN (Persero) Region West Sumatra.
Chientya Annisa Rahman Putrie , Muhammad Fauzia
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011068980

Abstract:
This study to determine the effect of parental social support on class VIII student achievement in social studies subjects at SMP Angkasa Halim Perdana Kusuma, East Jakarta.The research method used is to use an associative quantitative method. The techniques of taking sample using random sampling with a sample of 68 students in Angkasa Junior High School Halim Perdana Kusuma in East Jakarta. The data used is the regression correlation analysis. It’s can be seen from the calculation of simple ANOVA. Significant correlation coefficient tests were obtained from the model summary table.This means Ho is rejected. While the correlation coefficient of determination from the model summary table namely R square = 0.990 which means that 99 % of the variation in the social studies achievement variable is influenced by social support from parents. From analysis results is HO rejected. Thus "parents' social support has a positive result on reading achievement".
Febria Rahim
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011067900

Abstract:
This research aims to analyze (1) Effect of Education Costs on Higher Education Demand for Children in Kamang Baru Sub-district, (2) Effect of Parental Education Level on Higher Education Demand for Children in Sub-Districts Kamang Baru, (3) The influence of the desire to work in the modern sector of the demand for higher education in children in the Kamang Baru sub-district, (4) the influence of the desire to obtain high income towards the demand for higher education in children in the Kamang Baru sub-district, (5) the influence of the social status of the community on demand for higher education in children in the district of Kamang Baru. The study population of this research is families with children who had graduated from high school in Kamang Baru sub-district. The sampling technique is multistage random sampling with a total sample of 92. Data analysis techniques using multiple regression analysis with the significance test of the t test and F. The results showed that (1) Education costs had a significant negative effect on the demand for higher education in children. (2) The level of parental education has a significant effect on the demand for higher education in children ( 3) The desire to work in the modren sector significantly influences the demand for higher education in children, (4) The desire to obtain high income has a significant effect on the demand for higher education in children (5) Public social status significantly influence the p Higher education demand for children.
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011067420

Abstract:
Education is a conscious and planned effort to create an atmosphere of learning and learning process so that students actively develop their potential to have spiritual spiritual strength, self-control, personality, intelligence, noble character, and the skills needed by themselves, society, nation and state. The research design of this scientific work is qualitative and the target and target of this study is the even semester semester STKIP Panca Sakti Bekasi students with a population of 73 people with saturated sampling that is the entire population used as a sample. Which are the targets and targets of this research, namely students in semester 2, semester 4, semester 6A and semester 6B at the STKIP. The role of the Lecturer to students is by growing the love of the motherland through the nature of defending the State.Participation in defending the country for students can be manifested in various activities. The activity in question is intracuricular and extracurricular activities. Through intracuricular activities, students participate in teaching and learning activities in an orderly, disciplined, obedient to school rules already means preparing themselves as the next generation of intelligent and broad-minded nation. Whereas through extracurricular activities can be realized through scouting activities, nature lovers, sports activities, arts, journalism, teenage scientific work, Indonesian Red Cross, student regiments, anti-drug movements, and others. At this mature age, lecturers are required to play a professional role in carrying out their duties in accordance with applicable laws, namely having a social role in the life of society and the state.
Albertus M. Setyastanto , Ari Wahyu Leksono, Rendika Vhalery
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011058400

Abstract:
Fintech, financial technology-based revolution, becomes one of the topic which interested to discuss. Fintech as the newest service, marked that the change of era is getting sophisticated. However, not all of the community members are able to maximize fintech use. One of them is undergraduate students. The purpose of this research is to know the factors which hinder the undergraduate students to use fintech by using factors formation analysis. From 13 variable, there are only 12 valid variable. The result of the analysis showed that there are four factors formed which contribute 78, 23%. The first factor is fintech based factor, second is individual factors, third is company’s management system, and fourth is political factor.
Oknaryana Oknaryana, Jean Elikal Marna , Yolandafitri Zulvia
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011067040

Abstract:
This study aims to identify the pedagogical competence of teachers who are members of MGMP Economics in Padang City. This type of research is a quantitative descriptive. In collecting data, researchers distributed questionnaires to 32 teachers who were members of the MGMP of the Padang City Economics teacher. The results of this study indicate the average teacher's understanding of students in both categories with a mean of 2.84. Indicators of designing/planning learning are also in a good category with an average of 2.94. The indicators in implementing learning in the category are very good with an average of 3.28. The evaluation indicators of learning outcomes are in the good category with a good average and the last indicator for the development of students is in the good category with an average of 3.14. The average pedagogical ability of MGMP Teachers in Economics in Padang City is in a good category.
Sri Arita , Susi Evanita, Rita Syofyan
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011065610

Abstract:
The purpose of this study was to determine the teacher's role in make entrepreneurial character in Economics. Entrepreneurial character is something that must be developed in education. The young generation is expected to create broad jobs in the community. The formation of these characters can be done in learning through several values or indicators and adopted into economic subjects. The indicator is the locus of control, willing to bear the risk, creativity and the ability to build good social relationships. This research is a descriptive study involving MGMP of Economic Subjects in Padang City, based on the results of MGMP teacher studies the city of Padang has developed entrepreneurial character in economic subjects, but still needs to be improved in several indicators, such as creativity and building good social relations.
Khusnawatul Mudalifah, Novi Ilham Madhuri
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011052050

Abstract:
A thesis is an obligation for students who take the last semester in private and public universities as the final assignment to get a bachelor's degree. When the condition of students is not good it will lead to the tendency of academic procrastination to students. So that self-control and self-efficacy will influence the occurrence of academic procrastination. The method of data collection in this study uses quantitative research methods with a population of 114 students. The sampling technique was done by simple random sampling using the Solvin formula with 53 samples. The results of the research show several things. First, the value of t-count (-4,289)> t table (2,009) and there is a significant negative effect of self-control on student academic procrastination partially. Second, the value of t-count (-5,200)> t-table (2,009) and there is a significant negative effect on the partial self-efficacy of student academic procrastination. Third, the value of F-count (18,968) > F-table (3,18) and there is a significant influence between self-control and self-efficacy towards academic procrastination in completing the thesis on Semester Economic Education Study Program students VIII STKIP PGRI Tulungagung Year 2018/2019.
Sukri Sukri
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011068660

Abstract:
Research is motivated by the lack of motivation and learning outcomes in the learning process. The use of appropriate learning models can increase motivation and student learning outcomes in XI-IPS High School Superior State Dharmasraya. Based on these problems the researchers applied the Two Stay Two Stray cooperative learning model with the aim of increasing student motivation and learning outcomes in economic subjects. This research method is a classroom action research conducted in two cycles and each cycle there are three meetings. Conducting research with the Two Stay Two Stray cooperative learning model on economic subjects includes (1) planning, (2) implementation, (3) observation, and (4) reflection. The results of this study indicate that the application of the Two Stay Two Stray cooperative learning model can increase motivation and learning outcomes of students of class XI IPS SMAN Unggul Dharmasraya. This is seen from the aspect of student motivation in cycle I and cycle II which increased by 17.6% and in the cognitive spec or learning outcomes in cycle I and cycle II also increased by 12%, although the increase was not too sharp but recruiting researchers this shows that the application of the Two Stay Two Stray cooperative learning model can be used to increase student motivation and learning outcomes in economic subjects.
Armiati Armiati , Novia Holizah
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011068190

Abstract:
This study aims to find out how the activities of the assessment and depreciation of archives, constraints faced, and efforts made in overcoming the obstacles to the assessment and depreciation of records in the Education Office of West Sumatra Province. The method of this research is descriptive qualitative, with data sources of several key informants through interviews and direct observation to the object of research. Secondary data obtained from documents available at the location of the object of research. To test the validity of the data used Triangulation Technique. Based on the information from the informants, the archive assessment activities at the Office of Education in West Sumatra Province have not run optimally. It can be seen from the presence of archives that are piled up and not placed in the archive storage area. In addition, the depreciation activities in the West Sumatra Provincial Education Office were carried out in two ways, namely the transfer of archives and destruction of archives while the activities for submitting static archives to archival or ANRI institutions had not been implemented. Depreciation activities at the West Sumatra Provincial Education Office are not supplemented by documentary documents on the transfer and destruction of archives, lists of transferred files and other documents.
Armiati Armiati , Nopiana Helda
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 47-54; doi:10.24036/011042880

Abstract:
This research aimed to measure: (1) Effect of ownership of Textbooks to use the smartphone as a source of learning in students of Faculty of Economics, Universitas Negeri Padang. (2) Effect of motivation to learn to use the smartphone as a source of learning in students of Faculty of Economics, Universitas Negeri Padang. (3) Effect of ownership of textbooks on learning motivation in students of Faculty of Economics, Universitas Negeri Padang. The study was descriptive correlational. The study population was students of Faculty of Economics, Universitas Negeri Padang. The sampling technique used was purposive sampling and the sample size in this study were 97 respondents. The data used are primary data. Data collection techniques used were questionnaires. Data analysis technique used is descriptive analysis and inductive analysis using path analysis techniques. The results showed that (1) the ownership textbooks significantly influence the motivation to learn (2) Ownership textbooks do not significantly affect the use of smartphones as a learning resource but indirect effect through learning motivation, (3) learning motivation influence directly and significantly to the use of a smartphone as a learning resource.
Nilmadesri Rosya , Yolamalinda Yolamalinda
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 70-74; doi:10.24036/011041690

Abstract:
His study aims to determine the willingness of visitors to pay entrance ticket retribution on the tourist attraction of Mandeh Island in the South Coast. The hypothesis was tested using multiple linear regression analysis. The data used are primary data in the form of interviews using questionnaires to 50 visitors in Mandeh Island Tourism Area. Sampling uses accidental sampling. Data analysis used Multiple Linear Regression test and hypothesis test with t test and F test. The results showed that: (1) there is a positive influence between income partially on willingness to pay retribution with a coefficient value of 0.035, the value of tcount is 0.598 ttable 1.985 (3) there is no negative influence between the length of time visiting the willingness to pay retribution with a coefficient of 0.052 and tcount amounting to 0.456> ttable 1.985; (4) there is a positive and significant influence between income, distance traveled and the length of time of visit available to the willingness to pay levies on the mandatory tourist area with F count 6.588> Ftable 2.70.
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 01-10; doi:10.24036/011044950

Abstract:
The aim of this research is 1) implements the learning model with gallery walk type in student learning activities, 2) implements the cooperative learning model with learning together type in student learning activities, 3) compare the gallery walk type of cooperative learning with learning together type in student learning activities. The type of this research is experimental and comparative. Population in this research is student of Tri Dharma Palembang senior high school. The research sample is XI Social 1 as the Experiment Class 1 and XI Social 2 as the Experiment Class 2. The result shows 1) there is an impact from the implementation of gallery walk type of cooperative learning in students learning activities, 2) there is an impact of implementation of learning together type in student learning activities, 3) there is a comparison of cooperative learning of gallery walk type and learning together type in students learning activities.
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011044970

Abstract:
This study aims to analyze empirically the influence of lifestyle and learning motivation on Civic Education achievement of SMAN 1 Kec. Salimpaung Kabupaten Tanah Datar students. This type of research is causative research. The population in this study were all students of SMAN 1 Kec. Salimpaung Kabupaten Tanah Datar. The sample was chosen randomly as many as 23 students in class XII. The data used in the study are primary data derived from randomly distributed questionnaires. This study uses multiple regression analysis with SPSS 21 software. The results of the study indicate that lifestyle variables (X1) have a significant positive effect on student learning achievement (Y). Learning motivation variable (X2) has no significant effect on student learning achievement.
Meri Rahmania, Sri Wahyun, Mona Amelia, Desi Areva
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 75-84; doi:10.24036/011041450

Abstract:
Different innovations in education world especially in learning. appearEducation experts try to find a solution to improve the quality of education especially in learning in the classroom.One of the innovations is the approach based on characters matter. constructivismThe chosen this approach to learning make students more creative and active in learning for all persoalanya exists so that they wanted to try to solve this problem.The methodology used is learning. model of deviceAims to develop a device learning and learning outcomes assessment from the classroom. Learning based on the approach of constructivism character based, material covering four stages, which is (1) The stage of the perception, (2) The exploration, (3) The discussion and explanation concept, and (4) Developmental stage and applications concept. Based on four stages done at school there are several revisions done in lesson plans and teaching materials economic is concocted from various. Key words: approach constructivism , material character
Dina Amaluis , Hayu Yolanda Utami
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9; doi:10.24036/011041710

Abstract:
This research aims at finding out the differences of health level of Financial Institution by using CAMEL. The magnitude of the potential financial institutions make profits in the segment of small and micro finance as a market for rural banks (BPR), especially Islamic rural banks (BPRS).. The level of Bank efficiency could be integrated with the performance of banks which was adopted from Central Bank (BI) criterias, namely CAMEL (Capital, Asset Quality, Management, Earnings and liquidity).
Vella Anggresta , Hayu Stevani, Rendika Vhalery, Maria Oktasari
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 61-69; doi:10.24036/011041290

Abstract:
Educating oneself about financial education as recent investment is a necessity, so that there is a need to conduct a study to avoid the financial problems appeared. This study aims to investigate the students' financial education level based on self-reliance and self-efficacy aspects. There were 317 students of Indrapasta PGRI university involved in this study. The data were analyzed by using multiple regression preceded by classic assumption test. The result showed that those three hypotheses are accepted. The effect of self-reliance and self-efficacy is 30.1% and other factors which are not discussed in this study affect as 69.9 %.Keyword: self-reliance, self-efficacy, financial education
Dewi Untari , Wendy Muliadi
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 39-46; doi:10.24036/011043530

Abstract:
Tujuan penelitian adalah untuk mengetahui Pelatihan dan Pengembangan Sumber Daya Manusia Untuk Meningkatkan Kualitas Pendidikan di TKQ Al Ukhuwwah Bandung. Subjek dalam penelitian ini adalah guru TKQ Al Ukhuwwah yang berjumlah 12 guru. Hasil dalam penelitian ini sudah mengalami peningkatan yaitu terliat dari laporan yang walapun hasil tersebut belum maksimal. Kepala sekolah untuk trus meningkatkan kualitas guru maka Pengembangan SDM dan pelatihan diutamakan lebih banyak mengarah kepada skill, karena itu strategi pengembangan SDM selanjutnya adalah dengan mengikutsertakan guru pada berbagai pelatihan dengan kata wajib dalam satu bulan guru bergatian. Tidak cukup hanya satu, ada sekian banyak pelatihan guru yang bisa diikuti untuk meningkatkan skill,kopetensi, mulai dari pelatihan kepemimpinan, pelatihan coaching, pelatihan soft skill, pelatihan motivasi, pelatihan kreatifitas atau ikut serta dalam kegitan lomba anak untuk di dapat dari luar di praktekan kepada anak apakah ada hasil atau tidak, hasil menunjukan bahwa anak mampu berkreativitas artinya guru sudah mampu memiliki kualitas di bidang kreativ edukasi mobis.
Yosi Eka Putri , Erita Erita
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 27-38; doi:10.24036/011041740

Abstract:
This study aims to analyze (1) the effect of regional fiscal autonomy degrees, tax and investment ratios on economic growth in Indonesia, (2) the effect of economic growth, labor productivity, investment and the Human Development Index (HDI) on income inequality in Java.The type of research is descriptive and associative research. The type of data is documentary data, the data source is panel data during 2013 - 2017 in six provinces in Java. This study uses simultaneous equation modeling tools with the Indirect Least Squared method ( ILS) Common Effect. Endogenous variables in the study are economic growth and income inequality. While the exogenous variables are regional fiscal autonomy, tax ratios, labor productivity, investment and the Human Development Index (HDI).The results of the study concluded that (1) the variables of regional fiscal autonomy, tax and investment ratios had a significant effect on economic growth in Java.. (2) Variable economic growth, labor productivity, investment and HDI significantly affect income inequality in Java. The policies that can be suggested are that efforts are needed to increase economic growth with the efforts of the central government together with regional governments to increase Regional Original Revenue (PAD) by optimizing regional potentials. Increasing the potential of this area will encourage the increase of PAD in each region will have an impact on the increasing degree of regional fiscal autonomy (ratio between PAD and Total Regional Revenue). Focus more on equity-oriented development not only on economic growth. Keywords: economic growth, income inequality
Stevani Stevani, Dessyta Gumanti
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 11-16; doi:10.24036/011041170

Abstract:
Membuat keputusan ekonomi yang cerdas adalah suatu pilihan. Perlu dipahami bagaimana cara yang tepat guna membuat keputusan ekonomi sehari-hari. Terkait upaya dan persyaratan tersebut maka literasi ekonomi menjadi suatu pilihan yang sebaiknya dimiliki oleh seseorang. Hanya saja pada kenyataannya tidak semua orang memiliki literasi ekonomi yang memadai guna membuat keputusan yang cerdas. Penelitian ini membahas tentang bagaimana tingkat literasi ekonomi mahasiswa STKIP PGRI Sumatera Barat Khususnya pada rumpun ilmu sosial, yang di lakukan kepada 100 orang mahasiswa. Penelitian ini adalah penelitian survey, Teknik pengukuran dengan alat pengumpul data berupa tes soal. Peneletian ditemukan bahwa mahasiswa hendaknya dapat meningkatkankan lagi pemahaman mengenai konsep ekonomi dan penerapannya dalam pengambilan keputusan ekonomi rasional dalam kehidupan sehari-hari. Selain itu juga pihak kampus juga hendaknya lebih menekankan lagi pada memberikan pendidikan tentang literasi ekonomi kepada mahasiswanya untuk semua program studi karena literasi ekonomi dibutuhkan dalam setiap segi kehidupan terutama dalam pengambilan keputusan ekonomi
Nurhayati Nurhayati
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 9, pp 85-90; doi:10.24036/011039590

Abstract:
Tujuan penelitian adalah sebagai berikut Untuk mengetahui kedisiplinan dosen dalam peranan kedisiplinan terhadap karakteristik mahasiswa di era globalisasi dalam mata kuliah Perekonomian Internasional Dalam mengumpulkan data peneliti menggunakan metode Observasi, wawancara, dan dokumentasi. Teknik Analisis data yang digunakan adalah teknik analisis kualitatif, sedangkan pengecekan keabsahan data menggunakan teknik Triangulasi dan dicocokkan dengan dokumen terkait yang relevan. Dari hasil penelitian yang dihasilkan bahwa untuk menumbuhkan sikap kedisiplinan pada diri sendiri, dapat dilakukan melalui evaluasi diri (sel evaluation) dalam berbagai aspek kehidupan. Berdasarkan hasil temuan di atas dapat peneliti sarankan kepada lembaga terkait supaya melaksanakan monitoring dan supervisi tentang peranan kedisiplinan dosen sebagai pendidik dalam pembentukan karakteristik mahasiswa agar menjadi manusia yang lebih baik.
Sri Wahyuni
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024570

Abstract:
This study aims to identify and analyze: 1) the perception of students about the style of teaching faculty to student learning motivation Economic Education STKIP PGRI West Sumatra. 2) To determine the motivation of learning facilities for students studying economics education courses STKIP PGRI West Sumatra 3) To Know students' perceptions on faculty teaching styles and learning facilities jointly influence on student learning motivation STKIP PGRI West Sumatra. This study was conducted In economics education courses STKIP PGRI West Sumatra In force 2012. The population in this study as many as 270 people, while the sample in this study as many as 161 people. Results of the study found that: 1) The perception of students about the style of teaching faculty partial effect on learning motivation students education courses economy STKIP PGRI West Sumatra with a coefficient of 0.027 2) Learning Facilities berpengararuh partially on motivation to learn Students STKIP PGRI West Sumatra, with the coefficient of 0.042 3) The perception of students on faculty teaching styles and learning facilities simultaneous effect on student learning motivation STKIP PGRI West Sumatra calculated F value of 1.006. From the results of this study are expected to pay more attention to the style of teaching faculty in the process of learning so that the learning process takes place better interaction with the students so as to increase the motivation of students in the learning process, and the campus can improve campus facilities in supporting the learning process.
Vita Fitria Sari, Mayar Afriyenti, Fefri Indra Arza
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024520

Abstract:
This research aims to explore stakeholders’ perception towards government accounting subject education in public and private universities in Padang City as a part of regional management reforms. The purpose of this study to investigate stakeholders’ perception toward government accounting subject in the accounting curriculum; the level of lecturers’ teaching interest towards government accounting subject; the existence of teaching resources; and the suitability between users’ need and content of government accounting subject in higher education. Data was collected by questionnaire sent to stakeholders which consist of lecturers, students, and users and analyzed by using statistic descriptive. The results of this study found that government accounting subject already offer in accounting curriculum both bachelor and diploma degree on public and private university joined this study; but unfortunately government accounting subject only take 3 or 4 credit hours from total hours; less than 4% from total accounting curriculum. This study also found lack of lecturers teaching interest, also conventional learning method and resources for this subject. Fortunately, the content of government accounting subject in universities already suitable with users’ need. Some obtacles and challenges has been identified in this study can be condisered as recommendation in developing future government accounting education in university.
Dessi Susanti, Armiati Armiati, Rose Rahmidani
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024590

Abstract:
The purpose of this study was to: 1) identify exemplary lecturer Faculty of Economics, Universitas Negeri Padang as educators in improving the quality of student learning activities, 2) Analyze the contribution of exemplary lecturer at the Faculty of Economics Universitas Negeri Padang on the quality of student learning activities. This study uses a correlational approach, method of data collection that proportional sampling method, determination of the size of the sample using the formula slovin. Samples of 100 students from Faculty of Economics, Universitas Negeri Padang. The results of this study are 1) exemplary lecturer at the Faculty of Economics Universitas Negeri Padang as educators in improving the quality of student learning activities are currently on the criteria very well with the average indicators 4.2 and TCR 84; 2) exemplary lecturer at the Faculty of Economics Universitas Negeri Padang contributing to / effect on the quality of student learning activities with sig 0.001.
Jean Elikal Marna, Menik Kurnia Siwi, Annur Fitri Hayati
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024550

Abstract:
Islamic banking in Indonesia is experiencing rapid development. This study aims to analyze bank customer satisfaction with services provided by conventional banks and Islamic banks. Bank satisfaction is measured through several factors including tangibles, reliability, responsiveness, assurance and empathy. The sample in this study were 100 respondents. This research method is a descriptive method using TCR analysis techniques. The results of this study indicate that TCR values in conventional banks do not have too high differences. Conventional banks have a TCR value of 0.35% higher than Islamic banks.
Yuhendri L.V
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024490

Abstract:
The development of information technology has spawned the innovation of learning technology, one of which is the application of E-learning that develops along the paradigm of learning changes. Implementation of E-learning in addition to providing benefits are also still faced with various problems that become challenges in the application of E-learning resulting in a variety of perceptions that develop in society. This article aims to describe the opportunities, challenges, and implementation of E-learning in Indonesia. This paper is a literature review by using relevant sources related to theoretical and empirical reviews of E-learning challenges, opportunities, and implementation. Sources of theoretical reviews use books, other documents on E-learning, while for empirical reviews using research results published in scientific journals.
Rani Sofya, Menik Kurnia Siwi, Oknaryana Oknaryana
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024540

Abstract:
The Competitiveness of Indonesian Humans according to Business World In 2018 it was ranked 45th out of 63 countries,and meaning that Indonesian lower than neighboring countries such as Malaysia. To improve competitiveness, education is needed for the people of Indonesia. Various policies have been implemented to increase education participation. In fact there are still students who drop out of school at all levels of education in Indonesia. The research was conducted to identify the characteristics of the socio-economic conditions of families dropping out of school in the city of Padang. The study was conducted by distributing questionnaires to 36 students who dropped out of school. Based on the data obtained it is known that students who drop out dominantly come from families with low and middle income economies. Parents of dominant students have primary and secondary education. The work of parents who drop out of school is mostly farmers, fishermen and laborers. Based on these results it is recommended that students and families shoul be have a strong commitment to the importance of education so that they can improve family conditions so that they can emerge from the vicious circle of poverty.
Hermus Gusni
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024510

Abstract:
Demand elasticity and supply elasticity are one of the competencies that must be mastered by the first year students of IPS and cross-interest in the field of economic study of SMA that use 13rd curriculummwhich is still too difficult to learn. Generally the value obtained in this material is still quite sufficient, although many of them are above the Minimum Completeness Criteria (KKM). Based on these facts, the authors are interested to analyze how to improve the learning outcomes of the first year students by using Smart Teaching approach in learning process.This activity uses Classroom Action Assessment (well known as PenelitianTindakanKelas) method with two activity cycles, the first cycle is before the use of Smart Teaching Approach, and the second cycle is using Smart Teaching Approach which was held in November 2017.The research tool is student questionnaire, formative test, and observation notes. The use of Smart Teaching approach in learning process has increased the student learning outcomes significantly because of the completion of the questions in a very fast and precise way, so it can be concluded that the use of this method is very effective to improve the learning outcomes and student achievement in economic subjects, especially elasticity.
Elvi Rahmi
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024580

Abstract:
The objective of this study is to descript the individual students differences in the Introduction to Accounting 1 course and how is the implications in learning process. This study uses a quantitative descriptive approach. The population is all of students of the Department of Economics, who took Accounting Introduction 1 course, during The period from July to December 2018, and the sample are 32 students. Data were analyzed using descriptive analysis. Research results showed that students had different educational backgrounds who came from Senior High School majoring in Science, Senior High School majoring in Social Sciences, Vocational High School majoring in Accounting and Vocational High School not majoring in Accounting, From research data, it is also known that there are differences in the ability of students to take part in Accounting learning and only 33.33 % of students who are interested will choose accounting as their choice of expertise. From the results of the study it was suggested to the lecturers who supervise the Accounting Introduction 1 to use multi instructional methods so that individual student differences can be minimized.
Vivi Andria, Khairi Murdy, Suparmi Suparmi
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024530

Abstract:
This study aims to reveal the effect of learning methods on student learning outcomes in subjects in the Social Sciences class of SMA N 1 Pendalian IV Koto. This type of research is descriptive quantitative. The population is 197 people with a sample of 66 people using the Proportional random sampling technique. This research is quantitative research. The research instrument used was a questionnaire. Data analysis techniques using simple linear regression analysis. The results of the study showed that there were influences on how to learn about the results of learning economics. The magnitude of the contribution of learning methods to learning outcomes is equal to R2 0.501. This indicates that the way of learning contributes to student learning outcomes by 50.1%, while the rest is contributed by other factors that are not variables in this study.
Supardi Supardi
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024560

Abstract:
The purpose of this study was to determine the direction and training of HR development to improve the performance of PT Simed Prakasa Indonesia. This study uses qualitative research methods, research methods that are based on the philosophy of postpositivism. The results in this study employees are very enthusiastic and willing to follow directions from the leadership to improve employee performance at PT. Simed Prakarsa Indonesia. Produce a logically and comprehensively related framework to develop an environment where employees are encouraged to develop learning. performance resulting from individual work and specific activity behaviors during a certain period of time which includes individual work outcomes such as the quality and quantity of work, employee behavior, such as ability, personality, work sincerity and work discipline, and characteristics that include good, confident, cooperative ability, and leadership. So that PT. Simed Prakarsa Indonesia can improve employee performance both theoretically and technically as well as direction and employee development carried out aiming to improve the technical, theoretical, and moral capabilities of employees so that their performance is better and achieve optimal results. While the factors that can be used as an assessment of the performance of employees of PT. Simed Prakarsa Indonesia is work and personal potential.
Windry Setyaning Warsito
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/011024600

Abstract:
The purpose of this research is to know employee job training procedure to build quality of human resources in increasing economic growth at service company Cataliz Research Jakarta. Subjects in this study were Manager, HRD staff and SPV Project at Cataliz Research Jakarta office. With the number of informants three people with details of one manager, one HRD staff and one SPV Project. This study uses a descriptive research approach using a qualitative approach. The results of this study have a significant relationship between employee job training to build the quality of human resources in improving economic growth where employees can have an income that will impact on the reduction of unemployment and improve the country's economic growth because of the methodology used by the WEF to determine the competitiveness index of a particular State in ASEAN is the first, basic requirements such as institutional, infrastructure, macroeconomic conditions (stability) and the level of education and public health. Second, factors that can improve economic efficiency or productivity such as higher education and training to improve the quality of human resources need a training strategy to increase worker productivity. If worker productivity increases, then economic growth will increase. On the other hand, a rise in productivity is defined as an increase income. So it is always assumed that the benefits of an aggregate increase in education will be greater for the poor. Thus, if the level of productivity increases, then the income of the poor will also grow faster and eventually the inequality will shrink.
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8, pp 60-64; doi:10.24036/011024620

Abstract:
The development of information technology has spawned the innovation of learning technology, one of which is the application of E-learning that develops along the paradigm of learning changes. Implementation of E-learning in addition to providing benefits are also still faced with various problems that become challenges in the application of E-learning resulting in a variety of perceptions that develop in society. This article aims to describe the opportunities, challenges, and implementation of E-learning in Indonesia. This paper is a literature review by using relevant sources related to theoretical and empirical reviews of E-learning challenges, opportunities, and implementation. Sources of theoretical reviews use books, other documents on E-learning, while for empirical reviews using research results published in scientific journals.
Rika Verawati, Desi Areva, Jimi Ronald
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8, pp 145-152; doi:10.24036/011028670

Abstract:
This study aims to analyze: The influence of social ekonorang parents, social environment, self-actualization of student interests SMA Negeri 1 Kayu Tanam. sampling technique that is with Stratified Random Sampling by using Neyman allocation formula. The technique of data analysis using multiple linear regression analysis by doing t test and F test. The results showed: (1) variable socioeconomic status of high income parents obtained coefficient value 0.423, t value counted 3.797> ttable of 1.689 with significant value 0.000 < α = 0.05, meaning Ha is accepted and H0 is rejected. Socioeconomic status of low income parents obtained coefficient value 0,422 and tcount of 3,921> ttable equal to 1,675 with significant value 0,000 ttable equal to 1,689 with significant value 0,002 ttable of 1.689 with significant value 0,000 Ftabel 2,64 and significant value 0,000 Ftable 2.56 and significant value 0,000
Rani Sofya
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/01104510

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Rita Syofyan
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/01104520

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Menik Kurnia Siwi, Nayang Helmayunita, Vanica Serly
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/01104500

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Diyah Ayu Nikita, Nafik Umurul Hadi
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/01104480

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Friyatmi Friyatmi
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/01104490

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Yulhendri Yulhendri, Jean Elikal Marna, Oknaryana Oknaryana
Jurnal Inovasi Pendidikan Ekonomi (JIPE), Volume 8; doi:10.24036/01104530

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