Flood is a natural event that cause varying degree of losses despite initiatives to mitigate its impact. As the drive to retore normalcy in flood riddle areas increases, concerns about the vulnerability of areas in relation to households’ responses to flood has emerged. This study therefore, identified areas vulnerable to flood; elicit households’ sociodemographic attributes and examine their level of preparedness to flood in Ogunpa and Oni River Basin. A GIS-based approach was adopted along with 121 well-structured questionnaires administered to the respondents. A multi-criteria analysis (that considers slope, rainfall, soil type, DEM and NDVI was adopted), descriptive statistic and binary logistic model was used to achieve the objectives. The results from the vulnerability map revealed varying vulnerability status across Ogunpa and Oni River Basin. In addition, the sociodemographic statistics revealed important variables that influences household decision to prepare for flood. It was also known that factors that drive households to prepare for flood vary across households in Ogunpa and Oni River Basin. The study recommends enlightenment campaign on proper refuse disposal, strengthening of environmental regulatory agency, adoption of participatory approach in the buildup of environmental policy and increasing the level of awareness on the need for insurance policy that covers household against disaster such as flood.