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The effect of family ownership and generation on financial literacy

Sciprofile linkAntonio Molina-García, Sciprofile linkBelen Florido-Ruiz, Sciprofile linkMarta Campos Valenzuela, Sciprofile linkJulio Diéguez-Soto
Small Business International Review , Volume 4, pp 1-15; doi:10.26784/sbir.v4i1.236

Abstract: The purpose of this article is to study the effect of family ownership and family generation on financial literacy. To do that, we have analysed a sample of 195 Spanish family businesses, reaching the conclusion that the level of family ownership exerts a negative influence on financial literacy. On the other hand, as family generations advance, financial literacy is favoured. This study benefits professionals and entrepreneurs, since they could, through a series of guidelines, improve financial literacy and, with it, the viability of their respective firms
Keywords: family business / financial literacy / Family Ownership / Empresa Familiar / Propiedad Familiar / Family Generation / educación financiera / generación familiar

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