Despite the daily efforts to cope with life's economic challenges, most Ghanaians are financially insecure. This has made pursuing lifelong ambitions more difficult. Given these realities, it is reasonable to believe that financial literacy and consumer financial stability will be a successful strategy for promoting economic stability. This stems from the realization that financial literacy is supportive in making informed financial decisions at both the household and macroeconomic levels. A high human development index score indicates that persons who make up the country's population are in good health. As a result, linking household decisions to broader policy outcomes becomes increasingly vital. This research aims to find a link between financial literacy and consumer financial stability as well as their relationship with macroeconomic stability. Financial literacy has a significant association with economic stability as measured by citizens' welfare. This discovery has several ramifications for financial literacy initiatives. In addition, consumer financial wellness has an insignificant positive impact on national economic stability. Nonetheless, it demonstrates how a financially sound consumer can boost aggregate demand by spending more, impacting job creation and macroeconomic growth. The Probit-Regression Model facilitated data analysis using a participant population of 960 across eight studied regions in Ghana. This study believes that national governments should take the favorable correlations between financial literacy and consumer financial stability on the one hand, and national economic stability on the other, seriously. As a result, policy efforts should consider the relationship between microeconomic actions and macroeconomic outcomes since the former is observed to influence the latter.