Technological development plays a vital role in the advancement of modern banking. The fintech sector has been impacted by cloud computing due to its strong influence in meeting many of the needs of the financial sector. In terms of security, service, innovation, and scalability, the cloud has provided numerous advantages to the banking zone. Cloud computing is in full swing in the 21st century. 55% of organizations use multiple public clouds to move their infrastructure to the cloud. The bank of 2030 will be significantly distinct from the one we have now. In the face of converting customers’ necessities and developing tech and opportunity enterprise strategies, banks must start making plans now to ensure they are prepared.