ANALISIS FINANCING TO DEPOSIT RATIO DAN DANA PIHAK KETIGA TERHADAP RETURN ON ASSET PADA PT. BANK RAKYAT INDONESIA SYARIAH

Abstract

Abstract: The scope of this study focuses on the influence of independent variables, namely the ratio of FDR, Third Party Funds with the dependent variable ROA Profitability, then the research used includes research with explanation (explanation). Population ddan sample in this research is financial report of PT. Bank Rakyat Indonesia (BRI) Syariah period 2012-2016 as many as 30 data observations during 5 years reporting on BEI. Sampling technique in this research use purposive sampling. Data Analysis using quantitative descriptive analysis with statistical approach through multiple linear regression test, T Test and Test hypothesis F research. The results can be explained that the Financing to Deposit ratio (FDR) is partially not significant effect on Return On Assets (ROA) at PT. Bank Rakyat Indonesia Syariah Period 2012-2016. The ratio of third party funds has a positive and significant impact on Return On Assets (ROA) in PT. Bank Rakyat Indonesia Syariah Period 2012-2016. Simultaneously Financing to Deposit ratio (FDR) and Ratio of third party funds have a really significant effect on Return On Assets at PT. Bank Rakyat Indonesia Syariah Period 2012-2016.